97107 ZIP Code — Bay City, OR

Tillamook County, Oregon

ZIP code 97107 is located in Bay City, Oregon, within Tillamook County. It covers approximately 17.69 square miles and serves a population of 2,377 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 503/971.

About ZIP code 97107

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $319,800. Owner-occupancy is high at 77%, well above the national average.

Median household income is $54,762. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 97107 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,377

population

17.69

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

97107 ZIP code map

Cities in ZIP code 97107

Below are the cities the US Postal Service accepts for ZIP code 97107. Using any city not on this list may result in mail delivery delays.

City	Status
Bay City	Acceptable

Demographics updated 05/2026

Population
Total population	2,377
Population density	134 / sq mi
State FIPS	41
County FIPS	057

Geography
Land area	17.69 sq mi
Water area	2.86 sq mi
Latitude	45.5739
Longitude	-123.8569
Timezone	Pacific (PT)
Area code	503/971

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	46.5%	38.1%
$50k – $100k	27.5%	35.3%	31.4%
$100k – $200k	27.9%	15.2%	23.2%
Over $200k	0.4%	3.0%	7.2%

Demographics & statistics

2,377

Population

134

People per sq mi

45.7

Median age

$54,762

Median household income

$30,501

Per capita income

$319,800

Median home value

$1,003

Median monthly rent

77.0%

Home ownership

14.4%

Poverty rate

4.0%

Unemployment

870

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

124

136

35–44

147

125

45–54

135

55–59

101

106

60–64

114

149

65–74

161

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	501	21.1%
18 and over	1,876	78.9%
65 and over	550	23.1%
Median age	45.7 years

Race & ethnicity

White 82.5%

Two or more races 7.7%

Hispanic or Latino 5.4%

Other race 3.7%

Asian 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	2,074	82.5%
Two or more races	193	7.7%
Hispanic or Latino	136	5.4%
Other race	92	3.7%
Asian	14	0.6%
American Indian / Alaska Native	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	46.5%	38.1%
$50k – $100k	27.5%	35.3%	31.4%
$100k – $200k	27.9%	15.2%	23.2%
Over $200k	0.4%	3.0%	7.2%

Under $10k 5.3%

$10k–$15k 6.2%

$15k–$25k 5.7%

$25k–$35k 7.6%

$35k–$50k 22.6%

$50k–$75k 12.0%

$75k–$100k 9.8%

$100k–$150k 21.9%

$150k–$200k 7.1%

$200k+ 1.8%

Range	% of households
Under $10k	5.3%
$10k–$15k	6.2%
$15k–$25k	5.7%
$25k–$35k	7.6%
$35k–$50k	22.6%
$50k–$75k	12.0%
$75k–$100k	9.8%
$100k–$150k	21.9%
$150k–$200k	7.1%
$200k+	1.8%
Median income	$54,762

Housing

Home values

Under $50k 7.3%

$50k–$100k 4.2%

$100k–$150k 2.8%

$150k–$200k 4.5%

$200k–$300k 23.9%

$300k–$500k 46.2%

$500k–$1M 10.5%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$319,800
Median rent / month	$1,003
Owner occupied	77.0%
Renter occupied	23.0%
Vacant	8.1%
Single-family detached	78.3%
Large apartment buildings	0.0%
Mobile homes	14.9%
Median rooms	6.0
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.0%
2010–2019	11.7%
2000–2009	14.6%
1990–1999	8.3%
1980–1989	13.1%
1970–1979	13.2%
1960–1969	6.3%
1950–1959	4.0%
1940–1949	3.5%
1939 or earlier	25.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.1%
2 bedrooms	25.1%
3 bedrooms	51.9%
4 bedrooms	16.6%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.2%
1 vehicle	31.0%
2 vehicles	46.3%
3 or more	22.6%

Heating fuel

Fuel type	%
Electricity	81.6%
Propane / LP gas	1.9%
Wood	16.0%

Households & families

Household type	Count	%
Married-couple family	497	49.0%
Cohabiting couple	120	11.8%
Male householder, no spouse	168	16.6%
Female householder, no spouse	229	22.6%
Households with children under 18	250	24.7%
Households with seniors (65+)	446	44.0%
Average household size	2.33

Marital status

Status	Male	Female
Never married	25.5%	13.6%
Married	56.7%	53.4%
Separated	0.0%	0.6%
Widowed	6.0%	13.8%
Divorced	11.8%	18.7%

Education

Less than 9th grade 6.7%

Some HS, no diploma 8.8%

HS graduate 23.6%

Some college, no degree 27.8%

Associate's degree 9.6%

Bachelor's degree 18.9%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	84.5%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	55	14.5%
Kindergarten	50	13.2%
Elementary school	197	51.8%
High school	39	10.3%
College / grad school	39	10.3%

Employment

Industry of employment

Education & healthcare 29.8%

Professional & management 13.4%

Manufacturing 11.5%

Arts, food & hospitality 11.2%

Retail trade 10.0%

Other services 5.9%

Agriculture & mining 3.9%

Construction 3.2%

Finance & real estate 3.2%

Public administration 3.0%

Transportation & utilities 2.9%

Information 1.5%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	42.1%
Service	19.3%
Sales & office	14.3%
Natural resources & construction	9.2%
Production & transportation	15.1%

Employment type

Type	%
Private sector	77.9%
Government	8.7%
Self-employed	11.7%
Unpaid family workers	1.6%

Commute

Method	%
Drive alone	74.2%
Carpool	14.1%
Public transit	1.4%
Walk	0.9%
Work from home	9.2%
Other means	0.2%
Avg commute (minutes)	15.4

Poverty

All people 14.4%

Under 18 years 20.1%

18 and over 13.0%

Married-couple families 5.6%

Female-led households 41.2%

Income support

Source	% of households
Social Security	44.2%
Retirement income	32.1%
Supplemental Security	4.7%
Cash public assistance	2.2%
Food stamps / SNAP	12.9%

Health indicators

Condition	%
Obesity	32.5%
High blood pressure	35.1%
High cholesterol	34.7%
Diabetes	11.2%
Heart disease	8.1%
Stroke	3.8%
Asthma	10.7%
Arthritis	28.5%
Kidney disease	3.4%
Pulmonary disease	8.3%
Cancer	8.2%

Behavior / access	%
Smoking	17.2%
Binge drinking	15.5%
No physical activity	20.5%
Less than 7 hrs sleep	29.5%
Depression	22.6%
Fair or poor health	15.9%
Poor mental health	14.6%
Poor physical health	11.7%
No health insurance	11.1%
Visited doctor (checkup)	74.0%
Visited dentist	65.7%
Cholesterol screening	90.7%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	167	8.9%

Disability	%
Any disability	25.8%
Under 18	7.0%
18–64 years	29.2%
65 and over	34.9%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	53.0%
No insurance	8.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,205	92.8%
Spanish	67	3.0%
Other Indo-European	67	3.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,259	95.0%
Born in same state	2,253	94.8%
Born in different state	1,292	54.4%
Foreign born	6	0.3%
Naturalized citizen	118	5.0%
Not a US citizen	20	16.9%

Ancestry

Ancestry	Count	%
French	353	14.9%
Italian	184	7.7%
Polish	160	6.7%

Ancestry	Count	%
Arab	92	3.9%
English	19	0.8%
Dutch	18	0.8%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 97107

What city is ZIP code 97107 in?

ZIP code 97107 is primarily assigned to Bay City, Oregon.

What county is ZIP code 97107 in?

ZIP code 97107 falls within Tillamook County, Oregon.

Does ZIP code 97107 have a large retiree population?

44% of households in ZIP code 97107 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 97107?

The median home value in ZIP code 97107 is $319,800.

What is the population of ZIP code 97107?

ZIP code 97107 has an estimated population of 2,377 residents, with a density of 134 people per square mile.

What is the median household income in ZIP code 97107?

The median household income in ZIP code 97107 is $54,762, below the national median of ~$75,000.

What timezone is ZIP code 97107 in?

ZIP code 97107 observes the PST timezone.